What we do... and why

We offer 

Medicare Advantage Plans

Medicare Supplements Prescription Drug plans  

Life Insurance 

Long-Term Care Insurance Dental, Vision, 

and Hearing plans.  

As retired educators,  

our goal is  

to help you identify 

your objectives 

and understand 

the options that can help 

meet your goals.       

We use only top-rated carriers to provide the products you need.  

Some of our favorites are…   

Aetna, Athene, Cigna, HealthPartners,  

Mutual of Omaha, SilverScript, 

UnitedHealthcare, 

and Wellmark 

Blue Cross Blue Shield.   

We are committed to helping seniors 

understand their

Medicare 

and

Long-Term Care

options. 

We have Medicare's National "AHIP" Certification  so we can explain 

the four parts of Medicare,  

enrollment rules,  

potential penalties,  

out-of-pocket costs, etc 

so you can make an informed decision  

and select the plan 

that will be best for YOU.   

We can explain all your 

Long-Term Care options...  Traditional plans,  

Hybrid plans 

with LTC benefits, and 

Partnership plans 

that limit Medicaid's 

"spend down" and provide 

asset disregard and 

estate recovery protection.